Easily calculate & apply for allowances

A simple way to calculate and apply for healthcare and housing allowances in the Netherlands. Claim up to 5,310 EUR per year

 Frequently Asked Questions

How can I apply for housing and healthcare allowances?

After calculating an estimate of how much allowance you are eligible for using our calculator, you can apply for the allowance through College Life. We will verify that all your information is correct and indicate the exact amount you are eligible for. We will also answer any questions that you might have about allowances, since most of the information provided by the tax authorities is in Dutch. For this service, a one-time fee of €59 is charged to process your application from start to finish – this way, you’ll have your application filed quickly and accurately.

What if I am not eligible – will I get my money back?

We will be responsible for correctly processing your application. For this service, we charge a small fee. However, given the large number factors that may affect your eligibility, we do not take any responsibility for your allowance application being accepted. For this reason, you are will not receive a refund in the event that your application has been processed by our certified financial consultant, and has been rejected by the tax authorities.

What if I change my mind prior to the final confirmation – will I get my money back?

Yes, you will receive a 100% refund if you notify us that you have changed your mind. You must do so prior to sending your documents to our certified financial consultant.  Once you send your documents to our certified financial consultant, you are not eligible for a refund anymore. 

Can I receive an allowance also for the months prior the application?

Yes, you can receive money for months before your application – starting from the day your rental agreement or health insurance starts.

How can the housing allowance tool help me?

The housing allowance tool can help you calculate and request, change or stop the Dutch housing allowance (huurtoeslag). All you have to do is fill in the requested information and the tool will calculate the refund and allow you to apply for it via the online form.

 

What is the housing allowance (huurtoeslag)?

The housing allowance is a monthly compensation from the Dutch government that supports Dutch and international tenants, including expatriate workers and students, whose rent is too high in relation to their income. To receive housing allowance you have to meet certain requirements.

What are the basic requirements?

Anyone who is more than 18 years old and rents a house or apartment in the Netherlands can apply for housing allowance. To do that, you must:

  • Register in a Dutch municipality and have a BSN number.
  • Have a Dutch residence permit or EU/EEA nationality.
  • Receive employment income that’s below the threshold.
  • Live in an independent residence (with your own front door and private facilities such as kitchen, shower, and toilet).
What are the rent and income requirements?

If you’re 18 – 23 years old, these are the restrictions:

  • Monthly rent from EUR 223,42 to EUR 414,02.
  • Annual income less than EUR 22,200.
  • Savings and investments less than EUR 25,000.

If you’re above 23 years old, these are the restrictions:

  • Monthly rent from EUR 223,42 to EUR 710,68.
  • Annual income less than EUR 22,200.
  • Savings and investments less than EUR 25,000.
What is a benefit partner (toeslagpartner)?

A benefit partner is a person that you apply for housing allowance with and it can affect how much allowance you can get. Read more about toeslagpartner here.

What are the rent and income requirements with a benefit partner?

If you’re 18 – 23 years old, these are the restrictions:

  • Monthly rent from EUR 223,42 to EUR 414,02 (if you have a child or your fiscal partner is older than 23 the maximum is EUR 710,68).
  • Annual combined income less than EUR 30,150.
  • Savings and investments per person less than EUR 25,000.

If you’re older than 23, these are the restrictions:

  • Monthly rent from EUR 223,42 to EUR 710,68.
  • Annual combined income less than EUR 30,150.
  • Savings and investments per person less than EUR 25,000.
How much housing allowance can I receive?

The amount of your housing allowance depends on your personal situation, mostly your yearly (Dutch) income, and your monthly rent. Use our online calculator to check if you are eligible for housing allowance and how much you would be able to receive.

How do I apply for housing allowance?

Applying for housing allowance couldn’t be easier! With our housing allowance tool, it will take you no more than 5 minutes.

What are the required documents to apply?

To use our housing allowance tool, you will only need your BSN number. All other required documents will be requested at a later stage.

When will I receive the rent allowance?

You can apply for the rent allowance any time after you’ve signed the rental agreement. Your benefit will start on the first day of the first full month.

How will I receive the housing benefit?

The housing benefit will not be deducted from your rent. You will pay the full rent amount and receive the benefit separately from the Dutch Tax office.

How can the healthcare allowance tool help me?

The healthcare allowance tool can help you calculate and request, change or stop the Dutch healthcare allowance (zorgtoeslag). All you have to do is fill in the requested information and the tool will calculate the refund and allow you to apply for it via the online form.

 

What is healthcare allowance (zorgtoeslag)?

Dutch health insurance is compulsory for residents in the Netherland. Since it can be quite expensive, the government offers a compensation for the costs of the basic healthcare insurance.

What are the basic healthcare allowance requirements?

To qualify for the healthcare allowance, you have to meet these requirements:

  • You must be at least 18 years old.
  • You have a BSN number.
  • You have a Dutch health insurance.
  • You have an EU nationality or residence permit.
  • Your earnings are below the threshold.
What are the income requirements?

The Dutch tax authorities distinguish between being single and having a fiscal partner (toeslagpartner). The income requirements are the following:

  • Single: gross income < EUR 27,857 per year, savings < EUR 107,752.
  • With a fiscal partner: collective income < EUR 35,116 per year, collective savings < EUR 132,752.
What is the amount of healthcare allowance?

The amount of the allowance will depend on your total income. The maximum allowance on yearly base is € 1,056 (or for couples: € 2,040). To see how much you may be entitled to receive, use our allowance calculator.

How do I apply for healthcare allowance?

Applying for the healthcare allowance couldn’t be easier! With our allowance tool, it will take you no more than 5 minutes.

What are the required documents for healthcare allowance?

To use our healthcare allowance tool, you will only need your BSN number. All other required documents will be requested at a later stage.

How will I receive healthcare benefit?

The benefit will not be deducted from your health insurance costs. You will pay the full health insurance amount and receive healthcare benefit separately from the Dutch Tax office.

Can my application be submitted through College Life’s calculators?

Yes. We charge a small one-time fee of €59,- for processing your application. We will then request additional documents from you in order to begin processing your application. If you change your mind prior to sending our documents to our certified financial consultant, you are eligible for a 100% refund.

How can I calculate the energy costs in common areas?

If applicable, then energy costs for common areas are usually indicated in the contract and are separate from the basic rent. Alternatively, you can ask your landlord for this information.

What are ‘caretaker fees’?

Caretaker fees are those related to paying an individual (caretaker) for looking after the building / maintaining it.

What are service costs of recreational areas?

This is case-specific and can mean different things with different accommodations. You should ask your landlord if
you are not sure.

What happens when I click “submit”?

After you submit the form, you will receive an email with instructions on how to have your allowance application filed with the tax authorities (Belastingdienst).

Why is €12 the maximum I can indicate for additional costs?

For the additional costs, anything above €12 is not calculated into the total rent. This is why in the calculator you can indicate maximum of €12 even if you have to pay more.

What additional documents should I prepare?

To file your application you will need to prepare your ID / Passport and your BSN (Social Service Number from the Municipality).

 Healthcare and Housing Allowances For Your Stay In Holland

Student life in the Netherlands, as great as it is, can come with its expenses. Especially if you are new to the country. But don’t worry. You might be able to save some money by applying for allowances. Those are the Dutch government’s way of helping its residents with their financial situation. If you meet certain requirements, there are a number of government benefits you can receive. Hence, make sure you take advantage of them. Especially if you are a low-income student.

As an international student, you might be suitable for healthcare and housing allowances. The housing allowance is a monthly contribution to your rent, while the healthcare allowance is a contribution to your monthly health insurance bill. You can receive a housing allowance of up to 4.243 EUR per year and a healthcare allowance of up to 1.067 EUR per year. However, the exact amount depends on such factors as your age, income and living situation. Sounds good? It gets better. 

Applying for either type of allowance is extremely simple. As a matter of fact, we have created two useful tools that will help you calculate and request your healthcare and housing allowances. And they are specially tailored to the needs of international students like you. We have made sure you can request both allowances all in one place without leaving your computer screen. Therefore, you can save time and avoid extensive paperwork. Besides, your application gets checked by certified accountants which ensure no mistakes are made.  To start, you only need your BSN number, not to mention the tools are completely in English.

Contact us if you have any questions!

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